Buy vs Rent — 7-Year Financial Comparison
7 years is a common owner-occupier holding window in Australia. The calculator sums deposit, repayments, holding costs, stamp duty and 7-year property value for buying; on the rent side, the surplus is compounded at 4% p.a. to derive a net cost.
Buy vs Rent — 7-Year Comparison
7 years is a common owner-occupier holding window in Australia. This calculator assumes the renter invests the difference at 4% p.a.; actual results depend on what you do with the surplus.
How to use
Results refresh as you edit the fields — no need to press Calculate. Adjust any input to test alternative scenarios.
Notes
Results are highly sensitive to rate, growth, rent-growth and reinvestment assumptions — try several scenarios.